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Financing

Show buyers their monthly payment before they even call

Automo Soft includes a financing calculator on every vehicle detail page of your dealer website. Buyers see an estimated monthly payment instantly — reducing hesitation and increasing lead quality.

Key capabilities

Per-vehicle payment estimates

Every vehicle detail page shows an estimated monthly payment based on the asking price, a configurable down payment, and interest rate assumptions.

Configurable parameters

Set default loan terms (36, 48, 60, 84 months), interest rates, and down payment assumptions that reflect your typical financing arrangements.

Buyer-adjustable inputs

Buyers can adjust the down payment and loan term to see how their monthly payment changes. This interactive experience keeps them engaged longer on your website.

Increased time on page

Buyers who interact with the financing calculator spend more time on your vehicle pages — a strong signal of purchase intent and a key factor in higher lead conversion.

Financing inquiry capture

A 'Get pre-approved' or 'Ask about financing' button next to the calculator captures buyers who are ready to discuss numbers — a high-quality lead signal.

Answer the question every buyer has before they ask it

The first question most buyers have when looking at a vehicle is: 'Can I afford this?' If your website cannot answer that question, they leave to find a calculator somewhere else — often on a competitor's site.

Automo Soft's built-in financing calculator answers that question right on the vehicle detail page. A buyer looking at a $22,000 SUV can immediately see that at 7% over 60 months, the payment is approximately $435/month. That clarity removes a major barrier to inquiry.

Buyers who use the calculator are more financially pre-qualified in their own minds when they reach out to you. That means higher-quality conversations, less wasted time on buyers who cannot afford the vehicle, and faster deal closings.

Who is this for?

For all dealers on paid plans — a financing calculator appears on every vehicle detail page by default and requires no setup.

Frequently asked questions

Are the financing estimates accurate?

The calculator provides estimates based on your configured parameters. They are clearly labeled as estimates and buyers are directed to contact you for actual financing terms. The goal is to give buyers a ballpark they can plan around — not a binding quote.

Can I hide the calculator on specific vehicles?

Yes. For vehicles listed as-is, auction-only, or with unusual financing situations, you can disable the calculator on individual vehicle listings.

Does the calculator work with Canadian tax rates?

Yes. You can configure your province's applicable tax rates so that the estimated payment calculation reflects the actual total cost to the buyer in your market.

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